Things We Are Learning about Retirement Planning in the New Normal by Mark Etherington

The Healthcare of Ontario Pension Plan (HOOP) recently commissioned Abacus Data to poll 3,500 participants on their current thinking about saving and planning for retirement. David Colette, Abacus CEO said in a briefing on the poll results that 70% of the respondents are looking to retire sooner and for greater future certainty. On the surface […]

Canadians Do Not Need To Worry by Kirsteen Etherington

By now we thought we would all be inured to such conspiracy theories as the hoax pandemic and the stolen election; but recent online misinformation about Canadian life insurance companies and the vaccine made us want to send out a clarification. Very happy to confirm that the Canadian Life Insurance industry is encouraging all Canadians […]

What We Are Doing? by Mark Etherington

In following the theme of Paul Etherington’s Trusted Advice post entitled, “What we are Seeing”,  our focus over the last year has been to assist our corporate employee and executive benefit and pension clients to fully understand and utilize the options within their plans in light of the changing work environment; range of government benefits; […]

What are we Hearing? by Kirsteen Etherington

The mandate of an underwriting and servicing department in a company like Etherington Generations has always been broad in scope; serious in responsibility; intensive in detail and rewarding in client relationships.   Know Your Client ethics; codes of confidentiality and full financial and medical disclosure rules require a demonstration and creation of trust.   It […]

What We Are Seeing? by Paul Etherington

Perhaps because of some of the positives summarized in the final paragraph of Brian Etherington’s February 16th, 2021 post entitled “ Out of the Darkness” we are seeing a significantly increased interest amongst our clients and new referrals in ensuring that the risk management strategies of their estate planning programs reflect accurately their tri-objectives for […]

Out of the Darkness by Brian Etherington

In reflecting upon the past twelve months we have all experienced events which were previously anathema to us: the tragic pandemic and the assault on democracy at the US Capitol bookending the year.   “The New Normal” has entered our lexicon in so many ways that were previously unthinkable: lockdowns, virtual learning, masks, social distancing, isolation, sickness , […]

“How to Help the Helpers” by Brian Etherington

Whilst Canadians are attempting to cope with the personal and corporate economic challenges of the pandemic it is not surprising to learn that charities in Canada have experienced a roughly 75% reduction in donations and 50% less engagement from volunteers; which may see as many as 33% of Canada’s over 86,000 registered charities fail. As […]

Views on Risk: Pre & Post Pandemic by Brian Etherington

History has taught us unsurprisingly that the farther away in time we are from a tragedy the more our collective memory fades of it’s consequences. This condition of course is exacerbated when we are facing something that we have never faced before. As written by Laurence Mussio in his article in the Globe & Mail […]

20 Years of Reflection by Paul Etherington

In many ways much has changed; in others not so much. From the servicing desk, to marketing, to new business development , to continuing professional education, to partner, my responsibilities have happily ramped up; but the constant has been the relevance of our services to our clients. Etherington Generations is in the business of risk […]

Unconquerable Human Spirit by Brian Etherington

Having contracted polio at the age of nine months many years ago and listened to the stories of how my Mother and Father coped in that pandemic; I never thought for a moment that the modern world would in my lifetime be brought to its knees by another. I was placed in quarantine in Hamilton […]