Tuesday Talks with Mark Etherington: Your Greatest Economic Asset

For most of us, our greatest economic asset is not our home, our RRSP’s or our stock portfolio, but rather it is our health and with it our ability to earn an income. When you look at our potential to earn an income over the course of our lifetime we each have the ability to generate […]

New drug benefit program coming to Ontario

    A new drug benefit program is coming to Ontario in January of 2018 which will provide the roughly four million Ontarians under the age of 24 with publicly funded drug coverage. The announcement, made by the Government of Ontario in the April 27th, 2017 Budget, outlined the new program called “OHIP+: Children and […]

Philanthropic Giving in Canada Part 6 – Recap

As we have noted in the first article of this series, the three most significant motivating factors behind a donor’s gift are a compassion for those in need; a belief in the cause and the tax effectiveness of the gift. Charities and “not for profits” need to develop an understanding of and respect for the […]

When Marketing Your Benefits Plan – Are Those Savings Real?

We are often asked by our group health & dental clients if completing an RFP on their plan will result in savings? Invariably the answer is yes!  However that yes comes attached to the fact that at the first renewal much of those savings will disappear.  It is important to understand what drives the initial […]

10 questions to answer when reviewing the benefits plan offered to your employees

While there are many variables to consider when reviewing your benefits plan, we believe the following  10 questions will help guide you towards designing the right plan for your organization: What is the “Purpose” of the Plan? Do the benefits align with your company’s overall mandate? Does your company have a Benefits Philosophy? How is […]

How to turn your RRSP assets into a lifetime income

Are you close to retirement and trying to determine how to turn your RRSP assets into a retirement income? Did you always want a guaranteed retirement income but never worked for a company with a defined benefit pension? Is your exposure to the fluctuations of the investment marketplace causing you to worry? If so, you […]