Key Ingredients of the Shareholder’s Agreement in the Transferring of Shares & Investment Buy Out

A great wit once said that: “ The two best days of owning a boat are the day that you bought it and the day that you sold it.” You don’t have to be nautically inclined to make the same parallel with a Family Business. If from the outset you and your partners are maintaining […]

10 Anticipatory Thoughts for Family Owned Business Survival

“While entrepreneurship is rife with optimism; anticipatory prudence can reap significant dividends for the survival, growth and ultimate maximum monetization of value from the Family Business.  Many of these points seem fundamental – but amazing how often they are missing in action: 1) Does structure of corporation anticipate current & future growth? 2) Founders disciplined […]

Pre-Shareholder’s Agreement Invaluable Discussion Points

The Shareholder’s Agreement is as important a future road map for the Family Business as a Will is for any adult. Like driving in the Alps without GPS one never knows when both may be relied upon. Surprisingly those with either are in the vast minority. Below are some principles of common sense to be […]

The Top 10 Tips Of A Winning Business Exit Strategy

A good friend and client once opined to me that: “If it weren’t for his employees and customers – he would really enjoy his Family business!”  Yes – employees and customers; products and services; research and marketing; compliance and quality control; financing and cash flow are but some of many issues constantly facing the Family […]

Tuesday Talks with Brian Etherington: Wealth & Well Being

A leading cultural and spiritual question of the current era is how to make wise decisions in an age of affluence. The increase of personal affluence and wealth has put before increasing numbers of people the opportunity to decide something substantial: whether and how they wish to move from an emphasis on the quantity of […]

Tuesday Talks with Brian Etherington: Fixed Income Investment Considerations

Prudent and successful investors weigh risk tolerance; safety of capital; potential for growth; efficient tax treatment which doesn’t negate the benefit of certain types of investment and harmonious integration with their own financial and estate planning objectives when structuring their investment portfolios. In this historic time of low interest rates some investors may at their peril assume […]

Tuesday Talks with Brian Etherington: Philanthropic Giving in Canada

                   Canadians have proven themselves to be generous; carry a sense of duty towards their fellow citizens in need and have a clear understanding that to address philanthropy is to engage in moral biography. Speaking as our guest to the Board of Directors of a national Canadian charity, Dr. Paul Schervish, of the Centre on […]

Tuesday Talks with Brian Etherington: The Who and Why of Philanthropic Giving

  Canadians have proven themselves to be generous; carry a sense of duty towards their fellow citizens in need and have a clear understanding that to address philanthropy is to engage in moral biography. Speaking as our guest to the Board of Directors of a national Canadian charity, Dr. Paul Schervish, of the Centre on […]

Tuesday Talks with Brian Etherington: What is Wealth?

Wealth can result from a passive action such as a lottery ticket, an inheritance, a discovery or a gift; but for the vast majority of people it is the result of a journey. Christopher Columbus said that: “You can never cross the ocean unless you have the courage to lose sight of the shore”. The […]

Tuesday Talks with Brian Etherington: Insurance Purchasing Cooperative

The very thought of Employee Benefit programs is akin to watching paint dry in the minds of many – until a serious claim occurs – which sharpens the attention of both employees and employers. It may come as a surprise to learn that employees repeatedly across Canada have indicated preference for a benefit plan or […]