Family Money Talks – Cottage Succession

The source of generations of happy memories, the future of the cottage in the lives of an expanding Family can also be the source of worry and angst. Honest Family discussions about the future of the cottage are a sensible starting point. Who is likely to be in? Who is likely rather to be out? What about equality of inheritance if one or more children would like the cottage and one or more … [Read More...]

ACCIDENTAL ENTREPRENEURS

It has been my privilege over 47 years with Etherington Generations to work with committed entrepreneurial clients who possess vision; skill; determination; integrity; endeavour and leadership as well as an appetite for change. I have watched them employ thousands of people and generate significant prosperity which in turn fuels government tax coffers to support public education and health … [Read More...]

Major Principles of Insurance #2

As we deal with entrepreneurs who collateralize assets as they grow their businesses and create estate exposures in the event of premature death, disability or sickness, it is reassuring to know that the proceeds of life insurance are creditor proof. Our client Richard is a wonderful young man. Charming, enthusiastic, intelligent, athletic and industrious, he was the fellow who always quietly … [Read More...]

New drug benefit program coming to Ontario

    A new drug benefit program is coming to Ontario in January of 2018 which will provide the roughly four million Ontarians under the age of 24 with publicly funded drug coverage. The announcement, made by the Government of Ontario in the April 27th, 2017 Budget, outlined the new program called “OHIP+: Children and Youth Pharmacare”, and will provide access to more than 4,400 … [Read More...]

Serious illness at a young age can trigger a financial crisis

  A serious illness at a young age can trigger a financial crisis Our ability to earn an income can be interrupted by disability, sickness or accident (see below link). SHARRATT, A. (2017, June1). A serious illness at a young age can trigger a financial crisis. The Toronto Star. Retrieved from www.thestar.com In that event people can become rapidly financially distressed in … [Read More...]

News & Insights

ACCIDENTAL ENTREPRENEURS

It has been my privilege over 47 years with Etherington Generations to work with committed entrepreneurial clients who possess vision; skill; … [Read More...]

Philanthropic Giving in Canada Part 6 – Recap

As we have noted in the first article of this series, the three most significant motivating factors behind a donor's gift are a compassion for those … [Read More...]

See more industry news ...

The Top Ten

Top 10 things you need to know about motionball’s Marathon of Sports

  As an organization Etherington Generations directs a … [Read More...]

Transferring Risk

As previously reported, the prudence of transferring risk from the few to … [Read More...]

See more Top Ten posts.

Latest For Business

INSURANCE PURCHASING CO-OPERATIVE

The very thought of Employee Benefit programs is akin to watching paint dry in the minds of many – until a serious claim occurs – which sharpens the attention of both employees and employers. It may come as a surprise to learn that employees repeatedly across Canada have indicated preference for a benefit plan or […]

Latest For Family

Estate Planning: How to keep the cottage in the family

  Corporate shares; bond certificates; investment accounts and gold bars are representative of some of the assets created by a lifetime of work; but none carry the collective emotive of the Family cottage.   The joyous memories perhaps across multi generations almost always result in concern about how, among the generations to follow, will succession occur and the stewardship continue. […]

Latest Strategy

Trusts: a significant role in passing on wealth

Many parents and grandparents today are concerned about inter-generational wealth planning. Trusts can play a significant role in passing on wealth and/or corporate interests to the next generation(s) in a controlled and private manner. The below article offers an excellent summary of these estate planning tools.   Brenda B. (2017, May 18). Why you may need or […]

Latest Community

Top 10 things you need to know about motionball’s Marathon of Sports

  As an organization Etherington Generations directs a significant percentage of our time to the running of motionball, a volunteer lead organization we created that raises funding and awareness for Special Olympics in Canada.  Over the past 15+ years we have donated in excess of $8,000,000 to this amazing cause. Between May and October we […]